Health Cover UK Market Report 21st Edition
Record expansion in UK health cover as demand for private care rises
LaingBuisson’s latest edition values the UK health cover market at £8.64 billion by 2025 , marking 13.83% year-on-year growth. Exploring trends such as the expansion of private medical cover and dental cover, this report provides comprehensive insight into the opportunities and challenges facing the market, covering subscriber demographics, regional market variations, health insurance and cash plans, and more.
21st Edition
Health Cover UK Market Report
Authored by Tim Read & Corinne Fitzgerald | Published: 1st October 2025| pp. 274
The 21st edition of LaingBuisson’s Health Cover UK Market Report provides a comprehensive analysis of the UK health cover market, valued at £8.64 billion at the start of 2025, following 13.83% year-on-year growth. The report covers private medical cover, health cash plans, dental insurance, and dental capitation/maintenance plans, with private medical cover alone now accounting for £7.02 billion and covering 8.43 million people. This equates to 12.2% of the UK population, which is the strongest market coverage there has been since 2008.
As mentioned on BBC Radio 4's Money Box programme, the latest Health Cover UK Market Report now covers full returns to year-end 2024. Combined with the fact that LaingBuisson’s surveys consistently receive responses from over 90% of the health cover market, the report provides a uniquely comprehensive picture of a thriving market. In addition to the latest data, LaingBuisson has also partnered with private healthcare technology specialists Healthcode to provide additional detail in the form of further commentary of in-year activity volumes and regional insights by speciality activity.
The report examines a market increasingly shaped by rising demand for private healthcare and structural pressures in the NHS, alongside consolidation and investment activity within the health cover space. Notable trends include the growth of dental cover, employer-driven growth in health cash plans, and the strengthening role of private medical cover in meeting the needs of individuals seeking faster access to treatment.
Featuring at least 20 years of market data, LaingBuisson is able to provide comprehensive data, charts and insights up until the end of 2024, comparing over five-, ten- and twenty-year Compound Annual Growth Rates (CAGRs). This long term trend analysis and comprehensive market analysis of the four core segments make it a model publication for insurers, investors, operators, and policymakers navigating both its growth opportunities and operational pressures.
This report supports decision-making for:
- Health cover providers, insurers, and dental plan operators seeking market insight
- Private equity firms and institutional investors active in healthcare and insurance
- Corporate strategy and M&A teams assessing consolidation opportunities
- Policymakers, regulators, and NHS commissioners shaping healthcare provision
- Strategic consultants and market analysts in healthcare services
- Workforce planners and professional bodies monitoring insurance coverage trends
- Suppliers and service providers supporting insurers (technology, marketing, administration)
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LaingBuisson is the chosen provider of independent sector healthcare market data to the UK Government’s Office for National Statistics.
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Executive Summary and Highlights of the UK health cover market, valued at £8.64 billion in early 2025.
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A detailed breakdown of private medical cover (£7.02 billion), dental cover (£1.14 billion), and cash plans (£479 million).
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Long-term trend analysis with 5-, 10-, and 20-year CAGR comparisons.
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New insights from Healthcode data, offering an in-year view of market activity, regional growth, and speciality dynamics.
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Granular analysis of cash plan subcategories (employee-paid vs individual-paid).
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“On the surface, LaingBuisson’s latest findings paint a picture of healthy demand – with the overall health cover market growing at more than £1 billion in a year and with up to one quarter of the population now being covered under some form of insurance or plan for health or dental products."